Terms and Conditions
Website Terms of Use
True Path Loans Pty Ltd (ABN 51 689 291 478), Credit Representative 566663 of Finsure Finance and Insurance Pty Ltd (ABN 72 068 153 926), Australian Credit Licence 384704, Level 4, 468 St Kilda Road, Melbourne VIC 3004 (referred to as "we", "our", or "us") maintains this website (https://truepathloans.com.au) (the “Website”) for your convenience and general information.
These Terms of Use ("Terms") govern your access to and use of this Website. By using or accessing this Website (except solely to read these Terms), you accept and agree to be bound by them. If you do not agree to these Terms, you should not use this Website.
This Website is intended for use by Australian residents only and may not comply with the laws of other countries.
We reserve the right to update or modify these Terms at any time. You are encouraged to review them regularly. Breach of these Terms may result in us pursuing all available legal remedies.
Use of the Website
You are solely responsible for all your activity when accessing or using this Website. You agree not to:
- Violate any laws or regulations
- Infringe upon any third-party rights
- Distribute malicious content or harmful code (e.g., viruses)
- Attempt to bypass security, interfere with functionality, or tamper with the Website
Access to certain areas of the Website may be restricted and subject to additional terms ("Other Terms"). In case of conflict, those Other Terms shall prevail.
Disclaimers
We do not guarantee that access to this Website will be uninterrupted or error-free. We reserve the right to change, disable, or discontinue any part of the Website at any time.
The content provided is for general informational purposes only and does not constitute financial or credit advice. While we strive for accuracy, we make no warranty as to the completeness, reliability, or timeliness of the information. You should not rely on this information without independently verifying its relevance to your specific needs.
To the maximum extent permitted by law, all warranties, guarantees or conditions (express or implied) are excluded. Where such exclusions are not permitted, our liability is limited to re-supplying the services or paying the cost of having them re-supplied.
Third-Party Content
The Website may include third-party content or links to other sites. We do not endorse or control any third-party information and accept no responsibility for its accuracy, currency, or legality.
Some content or functionality on this Website may rely on third-party services, and we make no guarantees regarding the quality or reliability of results derived from such third-party content.
Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential losses arising from the use of or reliance on this Website, including errors, omissions, third-party content, or interruptions in service.
Security
While we take reasonable measures to protect data transmission, we cannot guarantee its security. Information transmitted via this Website is at your own risk. You should use up-to-date antivirus software and ensure your systems are protected when accessing the Website.
Financial Services Disclaimer
This Website does not offer financial products or credit services directly. If you provide your information via this Website, we may pass it on to a licensed finance broker or lender for assessment. You are responsible for making decisions based on the advice or services of those third parties.
Intellectual Property
Unless otherwise indicated, all content on this Website is owned or licensed by us. You are granted a non-exclusive, limited right to access and use the Website for personal and non-commercial use. No part of this Website may be copied, reproduced, or redistributed without our written permission.
All trade names, trademarks, and logos remain the property of their respective owners.
Privacy
We collect and use your personal information in accordance with our Privacy Policy and applicable privacy laws.
By submitting your information via this Website, you consent to its collection, use, and disclosure as outlined in our Privacy Policy. Do not submit another person’s information without their consent and understanding of these Terms.